Debt Obligation from Tort Damages is Not a “Consumer Debt” under FDCPA
The Eleventh Circuit Court of Appeals affirmed the district court’s
decision that the plaintiff’s complaint failed to state a claim under
either the Fair Debt Collection Practices Act or the Florida Consumer
Collection Practices Act because the debt the collection agency sought
to collect did not arise from a consensual “consumer” transaction but,
instead, arose from the negligent conduct of the plaintiff’s sister in
an automobile accident.